Are you ready to purchase your first car, or simply need to upgrade to a bigger family car?

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With so many finance options available, it’s important to know if you’re choosing the right one for you. At Mortgage IQ, we can help you secure the finance you need, and avoid unwanted stress.

We educate you on various loan products and guide you through the entire loan process.​

Here are a few car loan options for personal and business use.
 

Secured Car Loan
Secured car loans include:

• Ability to borrow at a lower rate than an unsecured loan by using your car – new or less than five years old as security for a secured loan.

• Pay weekly, fortnightly or monthly over one to five years

• Either fixed or variable interest rates and it’s important to select the interest rate that best meets your needs.
   

Unsecured Car Loans
An unsecured car loan could be a more flexible option for your situation. Unsecured car loans include:

• Using the loan amount to pay for something in addition to your vehicle such as your rego or even to get the vehicle modified.

• Purchasing a second-hand car or a car that is over 12+ years old.

• You won’t have to use your car as security to secure your loan.
   

Car loans amounts differ between lenders, with some offering loans for as low as $1,000 and maximums reaching as much as $100,000.
 

Mortgage IQ have access to over 40 lenders, allowing us to offer you loans from major banks and non-bank lenders.
 

If you’re looking to purchase your first car, upgrade your current car or purchase a new family car, speak to our team or fill out our enquiry form and a member of our team will be in contact shortly.

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